Top Australian Home Loans - Low Rates Table
|Home Loan Product||Interest rate (p/a)||Comparison rate (p/a)||Features|
|Mortgage Simple No Fees Loan||3.89%||4.02%||Low Rate|
|Mortgage Simple Flexi 2 Year Fixed Home Loan||4.19%||4.19%||Low Rate/Repayment Flexibility|
|Mortgage Simple Flexi 3 Year Fixed Home Loan||4.29%||4.39%||Low Rate/Repayment Flexibility|
|Mortgage Simple Standard Variable Loan||4.29%||4.39%||Low Rate/Repayment Flexibility|
|Commonwealth Bank||4.75%||4.75%||broker commission fees paid|
|ANZ Bank||4.53%||4.62%||broker commission fees paid|
|Westpac Bank||4.58%||4.96%||broker commission fees paid|
|Bank of Melbourne||4.87%||4.92%||broker commission fees paid|
How we calculate the Comparison Rate
The comparison rate is based on a secured loan of $150,000 over the term of 25 years or where applicable.
Different amounts and terms will result in different Comparison Rates.
The Comparison Rate does not include:
- Government charges, such as stamp duty or mortgage registration fees
- Fees and charges associated with certain loan options that may or may not be used by the lender, such as early repayment or redraw fees
- Fees and charges which may not be available at the time the comparison rate is provided
What To Expect From Mortgage Simple
Really Low Rates
- Simple low rates
- No application fees
- No ongoing fees
Experienced Mortgage Professional
Our mortgage consultants are here to help you get the right Home Loan. Our mortgage brokers can help you choose the right finance, get your finance approved, including your credit profile, and are here to help you manage the application process through to the loan to settlement.
Very Fast Pre-Approval
Simple, Friendly Home Loan Service that is not in your face. You can really get your home loan online or over the phone through us.
Simplicity with Security
A fast, simple and secure application process – apply online or on the phone. We are also contactable via Skype. We can have face to face conversations over the Internet.